My Generation Benefits

Life only gets better, make sure you have a dental plan to keep up.

Dental plans available for all generations. 

From the first exam to complimenting medicare coverage, 

we have dental insurance and discount plans for you. 

© 2016 Capital Benefits Group. All Rights Reserved.
Sample Savings Chart
PPO and Indemnity Plan Differences
Plan Name IHC Bay IHC Ridge (3) IHC Apex
Plan Type PPO (1) Indemnity (4) PPO (1)
Preventive Care
Coinsurance
100% 80% 100%
Waiting periods Immediate Immediate Immediate
Diagnostic Care
Coinsurance
100% 60% 80%
Waiting periods Immediate Immediate 6-Months
Basic Care
Coinsurance
50% 40% 80%
Waiting periods 6-Months 3-Months 6-Months
Major Care
Coinsurance
Not Covered (2) 20% 50%
Waiting periods NA 15-Months 12-Months
Annual Maximums $1,000 $500/$750/$1,000** $1,000
Deductible $50 $100 Lifetime $100
Office Copay NA NA NA
One Time Enrollment Fee NA NA NA
Association Membership Yes Yes Yes

** IHC Ridge plan benefits increase each year for three years. After the third year, the plan levels off at a $1,000 calendar-year maximum. Underwritten by Madison National Life Insurance Company, Inc.. Read more>

Benefits vary between carriers. Refer to the plan details or request the certificate for further information.

×