My Generation Benefits

Life only gets better, make sure you have a dental plan to keep up.

Dental plans available for all generations. 

From the first exam to complimenting medicare coverage, 

we have dental insurance and discount plans for you. 

© 2016 Capital Benefits Group. All Rights Reserved.
Sample Savings Chart
PPO and Indemnity Plan Differences
Plan NameIHC BayIHC Ridge (3)IHC Apex
Plan TypePPO (1)Indemnity (4)PPO (1)
Preventive Care
Waiting periodsImmediateImmediateImmediate
Diagnostic Care
Waiting periodsImmediateImmediate6-Months
Basic Care
Waiting periods6-Months3-Months6-Months
Major Care
Not Covered (2)20%50%
Waiting periodsNA15-Months12-Months
Annual Maximums$1,000$500/$750/$1,000**$1,000
Deductible$50$100 Lifetime$100
Office CopayNANANA
One Time Enrollment FeeNANANA
Association MembershipYesYesYes

** IHC Ridge plan benefits increase each year for three years. After the third year, the plan levels off at a $1,000 calendar-year maximum. Underwritten by Madison National Life Insurance Company, Inc.. Read more>

Benefits vary between carriers. Refer to the plan details or request the certificate for further information.