Dental Insurance and Discount Plans that make you smile!

Customer Service that makes you happy.

Very Young Boy Brushing Teeth
dental mirror

Need basic services but the major stuff can wait? Shop our individual and family plans in your area. Plans start for as little as $10.00 per month in some areas. 

It will be tought to find an insurance plan that covers major services immedately. To save 20% – 60% on Major dental services  immediately, shop our Dental Discount Plans. Plans start at $6.95 per month.

Have questions? Set up a call with our representative or call 1-888-327-8880.

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Sample Savings Chart
PPO and Indemnity Plan Differences
Plan NameIHC BayIHC Ridge (3)IHC Apex
Plan TypePPO (1)Indemnity (4)PPO (1)
Preventive Care
Coinsurance
100%80%100%
Waiting periodsImmediateImmediateImmediate
Diagnostic Care
Coinsurance
100%60%80%
Waiting periodsImmediateImmediate6-Months
Basic Care
Coinsurance
50%40%80%
Waiting periods6-Months3-Months6-Months
Major Care
Coinsurance
Not Covered (2)20%50%
Waiting periodsNA15-Months12-Months
Annual Maximums$1,000$500/$750/$1,000**$1,000
Deductible$50$100 Lifetime$100
Office CopayNANANA
One Time Enrollment FeeNANANA
Association MembershipYesYesYes

** IHC Ridge plan benefits increase each year for three years. After the third year, the plan levels off at a $1,000 calendar-year maximum. Underwritten by Madison National Life Insurance Company, Inc.. Read more>

Benefits vary between carriers. Refer to the plan details or request the certificate for further information.

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