Life happens. Don’t let healthcare coverage stand in the way. You and your family may be temporarily without health insurance due to lack of or new employment, a change in marital status, moving or a remote contractor with multiple base locations, short term healthcare also offers an alternate to exspensive COBRA healthcare options when qualified. Waiting periods and lack of coverage can leave you vulnerable to expensive medical costs. However, you can reduce risk with medical coverage through a short-term insurance plan.
Short-term medical plans offer coverage from 30 to 180 days, letting you choose just the right amount of coverage for your situation. And many states allow up to 364 days of coverage. You also get to choose between several deductible and copay options, which can help reduce your premiums.
Short-term plans normally have lower premiums than major medical coverage, and because you can tailor the plan to fit your needs, you’ll never be paying for more coverage than you need.
A short-term insurance plan can be a solution for anyone who is temporarily uninsured, but these policies exclude pre-existing conditions. In addition, temporary health insurance is not considered minimum essential coverage under the Affordable Care Act.